OUR SERVICES

OUR SERVICES

Our main objective is to help you achieve and maintain your lifestyle dreams.  We do this by taking the time to make sure that we have a clear understanding of what your goals are before any financial advice is given.

We have access to a variety of high quality financial planning tools to help work through complex issues.  When necessary, we have access to other professionals such as attorneys, mortgage brokers, CPA's, realtors, tax advisors and other financial advisors to assist in our planning process.    

Retirement Planning – including cash flow analysis, savings, retirement scenarios, investment advice, and estate planning

Comprehensive Financial Plans – cash flow analysis, savings, retirement scenarios, investment advice, estate planning, insurance planning, tax strategies, education, long term care planning, business succession planning and post mortem settlement

Investment Management Services – managing your investments using well diversified portfolios, which allows us to reduce overall portfolio risk. Diversification seeks to improve the performance by spreading your investment dollars into various asset classes to add balance to your portfolio. However, using this methodology does not guarantee a profit or protection from loss in a declining market.

Estate Planning – advising you about having your estate documents in order and making sure the appropriate documents are drawn up and effectively followed through

Cash Flow Planning – determining your spending and savings patterns, helping you manage any debt, and creating a structure to help you reach your goals

Planning for Education – determining how much to save to educate your children through college

Evaluating Life Insurance and Long Term Care Needs – helping you determine how much insurance you should have to protect your family and yourself

Tax Planning and Preparation – determining your current and projecting your future tax liability are a large part of our planning process.  Preparing your tax return helps us to stay financially in tune with you annually.